98 N BEAR RIVER RD #140, Saratoga Springs, UT 84045 (MLS # 2182979)

PRICE	$500,000
BEDS	4
BATHS	3
HOME SIZE	1,938 sqft
LOT SIZE	3,050 sqft

Request More Info Schedule a Showing

One of this home's biggest advantages is its existing 30-year FHA mortgage at 3.99% fixed! Instead of financing the entire purchase with a new loan, a qualified buyer may be able to take over the seller's current mortgage and bring approximately $20,000 to cover the difference between the purchase price and remaining loan balance, plus closing costs. Built in 2026, this four-bedroom, 2.5-bath Selma plan offers 1,938 square feet and a distinctive two-level layout. The kitchen, dining area, and great room come together in a bright, connected living space centered around a generous eat-around island. Large windows bring in abundant natural light to enjoy the surrounding mountain views. All four bedrooms and the laundry are also upstairs, including a spacious primary suite with a walk-in closet and spa-style shower. The washer and dryer are included, and a radon mitigation system has already been installed. Additional highlights include an attached two-car garage, a fully fenced yard, central air, and a welcoming covered front porch. The Backyard should be finished in the next two weeks or so. Wander amenities include a community pool, playgrounds, biking and hiking trails, and snow removal. The mortgage takeover is subject to lender approval, buyer qualification, the final loan balance, and applicable terms. Buyer to verify all information.

DAYS ON MARKET	3	LAST UPDATED	9/3/2026
TRACT	WANDER	YEAR BUILT	2026
COMMUNITY	Am Fork; Hlnd; Lehi; Saratog.	GARAGE SPACES	2.0
COUNTY	Utah	STATUS	Active
PROPERTY TYPE(S)	Single Family

SCHOOLS

Elementary School	Springside
Jr. High School	Lake Mountain
High School	Westlake

ADDITIONAL DETAILS
AIR	Central Air
AIR CONDITIONING	Yes
APPLIANCES	Disposal, Dryer, Oven, Range, Refrigerator, Washer
AREA	Am Fork; Hlnd; Lehi; Saratog.
CONSTRUCTION	Asphalt, Stone, Stucco
EXTERIOR	Balcony, Lighting
GARAGE	Yes
HEAT	Central, Forced Air, Natural Gas
HOA DUES	210\|Monthly
INTERIOR	Walk-In Closet(s)
LOT	3049 sq ft
LOT DIMENSIONS	0.0x0.0x0.0
PARKING	Attached, Garage
STORIES	2
STYLE	Stories: 2
SUBDIVISION	WANDER
TAXES	1
UTILITIES	Natural Gas Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
VIEW	Yes
VIEW DESCRIPTION	Mountain(s)
ZONING	RES

MORTGAGE CALCULATOR

TERM

SELLING PRICE

DOWN PAYMENT

INTEREST RATE

INSURANCE RATE

MONTHLY TAX

MONTHLY INSURANCE

TOTAL MONTHLY PAYMENT

Principal+Interest

*Estimate only

SATELLITE VIEW

First Name
Last Name
Phone Number
Email Address
Comments
Schedule a Showing?	/

We respect your online privacy and will never spam you. By submitting this form with your telephone number you are consenting for Olivia Pelton to contact you even if your name is on a Federal or State "Do not call List".

Listed with KW WESTFIELD

The multiple listing information is provided by UtahRealEstate.com from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 UtahRealEstate.com, All Rights Reserved. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed accurate. Buyer to verify all information.

This IDX solution is (c) Diverse Solutions 2026.

EXCELLENT

Based on 14 reviews

Jim D

I purchased my first home about a year ago. Olivia was my agent, and she was AMAZING! We went from not even thinking we could buy, to living in our new home very quickly. The process was smooth and easy, and everything was explained! Thank you, Presidio, and thank you Olivia!!

Holly Smith

Olivia was very friendly and personable, she met all of my expectations!!! She also went above and beyond helping me with securing the best price in having the water heater & HVAC inspection done❗️ She offered on many occasions to help me complete any task in my home to prepare for the sell. We connected on so many levels, Olivia was a star in selling my condo 🤩 and I got exactly what I wanted from the sell Thank you Olivia 💝

kristie Weber

Olivia was very helpful in all aspects of selling our house. Very knowledgeable on everything we needed to do. I would highly recommend her for anyone looking to sell a house.

Mahrooz Maddela

I have known Olivia Pelton since 2018, when my husband and I moved here from Dallas, Texas. From the very beginning, she was efficient, kind, friendly, knowledgeable, and always willing to go the extra mile to help us find the right home. Not only did Olivia help us find exactly what we were looking for, but she continued to check in with us from time to time to see if there was anything else she could help with. She consistently went above and beyond in ways I had never experienced with a realtor before. During our home tours, Olivia would ask thoughtful questions of the contractors and builders that we would never have thought to ask ourselves. Her expertise, attention to detail, and genuine care gave us tremendous confidence throughout the process. Over the years, our professional relationship has grown into a lasting friendship. I wholeheartedly recommend Olivia to anyone looking for a realtor who is knowledgeable, dedicated, and truly cares about her clients. She is simply the best!

Scott Pirraglio

I have worked with countless Realtors for over 15 years. As a Realtor myself, I understand how incredibly important it is to have a sharp, intelligent professional on the other side of the contract you are working on. A top-tier professional knows that the goal is to achieve a win/win for both the buyer and the seller without compromising the fiduciary goals of your client. In the 15 years I have been a Realtor, I have seldom worked with a more professional, communicative, knowledgeable and competent agent as Olivia Pelton. She is a shining star in this industry and if I could work with her on every single transaction I handle, I would. If you're seeking an agent that will go above and beyond to ensure your satisfaction - whether it be as a buyer or seller, I can assure you that Olivia Pelton is one of the very best in our industry.

Serena Aeschilman

Olivia sold me my second house. She really takes time for her clients. She follows up and goes to bat for the wants I have! I love doing business with Olivia because I know that she’s as invested in my happiness as I am. I highly recommend working with Olivia! I’ve referred some peers to her and they are also happy with her! Olivia is fantastic! A friend recommended her and I do not regret it. For starters, when I first contacted her, she was AT DISNEYWORLD on vacation. She answered all my questions while she was enjoying a day with her son. I was very impressed that she was willing to do that! From then on, she would promptly reply to any text I sent, day or night. I was very happy to almost instantly get a reply! She made the transition to closing very smooth and assured that any questions I had, as a new time home buyer, were valid. She even brought up points that I had forgotten when I sat down with the buyer. I was so glad I had her by my side to assist in the process. I bought a new construction home and she showed up to EVERY meeting. The reps of Woodside were surprised she came because apparently, realtors don't typically go to those. I am so thankful she did. She pointed out flaws that I did not catch. During the final walkthrough, she truly advocated for me and my concerns. She ensured my concerns were valid and that the builders heard them. She went out of her way a few times to listen to me when I was upset over things that went wrong. Olivia did try her best every time where she could. We even used Ranlife's lender and Olivia even chatted with the lender when things went awry. My dad assisted throughout the way as well. He does own property and was impressed by Olivia. His previous realtors did not advocate for him and did not attend all the showings as Olivia did. Olivia is now the family realtor! I will recommend her to anyone I hear is looking for a realtor because I am so grateful I had her by my side! I will definitely be coming to her again in the future. To top it off, I had mentioned I was buying a house to get a dog! When I closed, she gifted a house warming crate that had dog supplies! I'm so impressed she remembered the dog comment!!

Collin Genin

Olivia is amazing. Very respectful and proficient She helped us find a home and not just sell us a house. I'll definitely be coming back for any of my real-estate needs!

Trax Decker

Olivia is and will be the best Realtor you can get. My wife and I had been looking for a home for several years, serious to semi-serious looking. Once we had our first meet, not only did we find a home, but her professionalism, her attitude and direction, her awesome personality and sense of humor, made this experience far better. I loved loved loved how she provided us with what we asked for. Too many time did I tell other Realtors that we had a specific pay range, yet still got home listings 300k-600k more than we could ever afford. Not with Olivia. Call her, call her yesterday! She works hard, be honest with her and she will get you into the home you were meant to be in like she did for us! We still look at our home and feel so grateful to be in it, then we text her and tell her! I highly recommend Olivia, and thanks again for our wonderful home!

matt dynan

Olivia goes above and beyond to make your real estate transaction fun, professional and worry free. I’ve worked with many different realtors over the years and Olivia is hands down the most hard working and professional realtor I’ve ever dealt with. Olivia blew me away with her attention to detail, insight, advice and knowledge of the market. Most importantly, she is an amazing person with a wonderfully positive personality. I enjoyed working with her and would highly recommend her services.

Your Email

Friend's Email

Note

Are You Human? 1 + 1 =

98 N BEAR RIVER RD #140, Saratoga Springs, UT 84045 (MLS # 2182979)

TOTAL MONTHLY PAYMENT

GET NEW LISTINGS FIRST

Office

Reviews