Utah Local | Homes, Land, Condos - MLS Listings | UTLocal.com
Home Sales Specialist for Salt Lake and Utah County properties located along the Wasatch Front. Find Current MLS Listings
See how much you can afford with our Home Affordability Calculator 
Affordability Calculator Main Fields
- Enter Your Gross Income
- Enter Your Monthly Debts
- Enter Monthly Housing Expenses (If You Know Them)
- Enter Your Available Funds for Down Payment
- You can change the other fields as needed or leave them at Default. Then press Enter on your keyboard or Done on your mobile phone.
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Income
Gross Annual Income (before tax)
Maximum Housing Expense %
(M1) Max Monthly Payment Based on Income
Monthly Debts
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Current Monthly Debts
Maximum Debt-to-Income Ratio
(M2) Max Monthly Payment Based on DTI
Maximum Monthly Payment (lower of M1,M2)
Monthly Housing Expenses
Property Tax (Monthly)
Home Owners Insurance (Monthly)
PMI (private mortgage insurance)
HOA Fees
Other (Utilities, Repairs, etc.)
(M3) Max PI Payment Based on Expenses hac-dollar
Available Funds
Available Funds
Fixed Closing Costs
Variable Closing Costs (based on price)
Minimum Down Payment
Maximum Home Price Based on Funds
(M4) Max PI Payment Based on Funds
Maximum PI Payment (lower of M3,M4)
Financing
Term of Mortgage (years)
Annual Interest Rate
Loan Amount Based on Max PI Payment
Down Payment Based on Available Funds
Total Estimated Closing Costs
Maximum Home Price
Depreciation
% of Home Price Depreciable
Years to Depreciate
Annual Depreciation (straight-line)
You Can Afford A House Up To
$372,080
$2,167
/ Month
/ Month
| PI Payment | - | |
| Property Tax | - | |
| Insurance | - | |
| PMI | - | |
| HOA | - | |
| Other | - |
Loan Amount
$372,080
Down Payment
$372,080
Est. Closing Costs
$372,080
The Affordability Calculations are an estimate and are subject to change when you get prequalified. Please go to our prequalifying app to begin the process for accurate qualification for affordability.
If you have any question please give us a call or text us for a faster response.
Would You Like to Get Prequalified?
- There’s plenty to stress about when you’re home-shopping, so get your prequalification out of the way first.
- Already have your loan approved when you make your offer.
- Know what you can afford.
- Better negotiation skills telling the Seller you are Prequalified.
Office
Olivia Pelton – Realtor
Presidio Real Estate
2100 W Pleasant Grove Blvd #160
Pleasant Grove UT 84062
Mon-Fri 7:30AM-9PM
Sat 10AM-7PM
Sun 10AM-7PM
Olivia is amazing. Very respectful and proficientShe helped us find a home and not just sell us a house. I'll definitely be coming back for any of my real-estate needs!
Olivia is fantastic! A friend recommended her and I do not regret it. For starters, when I first contacted her, she was AT DISNEYWORLD on vacation. She answered all my questions while she was enjoying a day with her son. I was very impressed that she was willing to do that! From then on, she would promptly reply to any text I sent, day or night. I was very happy to almost instantly get a reply! She made the transition to closing very smooth and assured that any questions I had, as a new time home buyer, were valid. She even brought up points that I had forgotten when I sat down with the buyer. I was so glad I had her by my side to assist in the process. I bought a new construction home and she showed up to EVERY meeting. The reps of Woodside were surprised she came because apparently, realtors don't typically go to those. I am so thankful she did. She pointed out flaws that I did not catch. During the final walkthrough, she truly advocated for me and my concerns. She ensured my concerns were valid and that the builders heard them. She went out of her way a few times to listen to me when I was upset over things that went wrong. Olivia did try her best every time where she could. We even used Ranlife's lender and Olivia even chatted with the lender when things went awry. My dad assisted throughout the way as well. He does own property and was impressed by Olivia. His previous realtors did not advocate for him and did not attend all the showings as Olivia did. Olivia is now the family realtor! I will recommend her to anyone I hear is looking for a realtor because I am so grateful I had her by my side! I will definitely be coming to her again in the future.To top it off, I had mentioned I was buying a house to get a dog! When I closed, she gifted a house warming crate that had dog supplies! I'm so impressed she remembered the dog comment!!
Olivia is and will be the best Realtor you can get. My wife and I had been looking for a home for several years, serious to semi-serious looking. Once we had our first meet, not only did we find a home, but her professionalism, her attitude and direction, her awesome personality and sense of humor, made this experience far better. I loved loved loved how she provided us with what we asked for. Too many time did I tell other Realtors that we had a specific pay range, yet still got home listings 300k-600k more than we could ever afford. Not with Olivia. Call her, call her yesterday! She works hard, be honest with her and she will get you into the home you were meant to be in like she did for us! We still look at our home and feel so grateful to be in it, then we text her and tell her! I highly recommend Olivia, and thanks again for our wonderful home!
Olivia goes above and beyond to make your real estate transaction fun, professional and worry free. I’ve worked with many different realtors over the years and Olivia is hands down the most hard working and professional realtor I’ve ever dealt with. Olivia blew me away with her attention to detail, insight, advice and knowledge of the market. Most importantly, she is an amazing person with a wonderfully positive personality. I enjoyed working with her and would highly recommend her services.
Olivia has helped us with a purchase and sale of our home. She is the most patient, flexible and hard working realtor we have ever worked with! 5 stars isn’t enough! Thank you so much Olivia! We could not recommend her enough!
Olivia was soooo great to work with! Our price range and type of home were a super hard market to get anything in, and Olivia was super available and accessible throughout the whole process. The home we bought was literally the second one we walked through, and we're thrilled! Olivia fought hard for us to get in, and we wouldn't have gotten in it she hadn't fought for us. We'd definitely recommend Olivia to anyone wanting an awesome, easy to work with, effective and successful realtor would be hard-pressed to find anyone better! Thanks so much Olivia!
I recently had the pleasure of meeting Olivia and working with her tofind me a home. Buying a home can be intimidating if you don't knowthe business. Olivia was there to answer all my questions, and if shedidn't know the answer she did every thing in her power to make surethat I had the answer that I was looking for. I am now a home ownerand with the right agent in your corner, buying a home is just anotherday at the office. Looking for a home? talk to Olivia Pelton she knowsthe business!
