See how much you can afford with our Home Affordability Calculator affordability calculator

Affordability Calculator Main Fields

  1. Enter Your Gross Income
  2. Enter Your Monthly Debts
  3. Enter Monthly Housing Expenses (If You Know Them)
  4. Enter Your Available Funds for Down Payment
  5. You can change the other fields as needed or leave them at Default. Then press Enter on your keyboard or Done on your mobile phone.

Gross Annual Income (before tax)
Maximum Housing Expense %
(M1) Max Monthly Payment Based on Income
Monthly Debts

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Current Monthly Debts
Maximum Debt-to-Income Ratio
(M2) Max Monthly Payment Based on DTI
Maximum Monthly Payment (lower of M1,M2)
Monthly Housing Expenses
Property Tax (Monthly)
Home Owners Insurance (Monthly)
PMI (private mortgage insurance)
HOA Fees
Other (Utilities, Repairs, etc.)
(M3) Max PI Payment Based on Expenses hac-dollar
Available Funds
Available Funds
Fixed Closing Costs
Variable Closing Costs (based on price)
Minimum Down Payment
Maximum Home Price Based on Funds
(M4) Max PI Payment Based on Funds
Maximum PI Payment (lower of M3,M4)
Term of Mortgage (years)
Annual Interest Rate
Loan Amount Based on Max PI Payment
Down Payment Based on Available Funds
Total Estimated Closing Costs
Maximum Home Price
% of Home Price Depreciable
Years to Depreciate
Annual Depreciation (straight-line)

You Can Afford A House Up To

/ Month
PI Payment-
Property Tax-

Loan Amount

Down Payment

Est. Closing Costs

The Affordability Calculations are an estimate and are subject to change when you get prequalified. Please go to our prequalifying app to begin the process for accurate qualification for

If you have any question please give us a call or text us for a faster response.

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