Home Affordability Calculator

Use our free Home Affordability Calculator to get an instant estimate of how much home you may be able to afford in Salt Lake County or Utah County. Enter your income, debts, and available down payment to see your estimated purchase range.

How to Use the Calculator

1. Enter your gross annual income
2. Enter your total monthly debts — car payments, student loans, credit cards, etc.
3. Enter your estimated monthly housing expenses if you know them — taxes, insurance, HOA fees
4. Enter your available funds for a down payment
5. Adjust any other fields as needed or leave them at the default values, then press Enter on your keyboard or Done on your mobile device

The results above are an estimate only and may vary once your full financial picture is reviewed by a lender. For an accurate qualification amount, the next step is to get pre-qualified with a trusted mortgage lender.

Ready to Take the Next Step? Get Pre-Qualified.

Once you know your estimated range, getting pre-qualified puts you in a much stronger position as a buyer. Here is why it matters:

• Know your exact budget before you start shopping — no surprises
• Have your financing in order before making an offer so you can move quickly
• Show sellers you are a serious, qualified buyer — especially important in a competitive market
• Understand which loan programs you qualify for, including low and zero down payment options

Learn More About Getting Pre-Qualified →