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Home Sales Specialist for Salt Lake and Utah County properties located along the Wasatch Front. Find Current MLS Listings

See how much you can afford with our Home Affordability Calculator affordability calculator

Affordability Calculator Main Fields

  1. Enter Your Gross Income
  2. Enter Your Monthly Debts
  3. Enter Monthly Housing Expenses (If You Know Them)
  4. Enter Your Available Funds for Down Payment
  5. You can change the other fields as needed or leave them at Default. Then press Enter on your keyboard or Done on your mobile phone.
Income
Gross Annual Income (before tax)
Maximum Housing Expense %
(M1) Max Monthly Payment Based on Income
Monthly Debts

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Current Monthly Debts
Maximum Debt-to-Income Ratio
(M2) Max Monthly Payment Based on DTI
Maximum Monthly Payment (lower of M1,M2)
Monthly Housing Expenses
Property Tax (Monthly)
Home Owners Insurance (Monthly)
PMI (private mortgage insurance)
HOA Fees
Other (Utilities, Repairs, etc.)
(M3) Max PI Payment Based on Expenses hac-dollar
Available Funds
Available Funds
Fixed Closing Costs
Variable Closing Costs (based on price)
Minimum Down Payment
Maximum Home Price Based on Funds
(M4) Max PI Payment Based on Funds
Maximum PI Payment (lower of M3,M4)
Financing
Term of Mortgage (years)
Annual Interest Rate
Loan Amount Based on Max PI Payment
Down Payment Based on Available Funds
Total Estimated Closing Costs
Maximum Home Price
Depreciation
% of Home Price Depreciable
Years to Depreciate
Annual Depreciation (straight-line)

You Can Afford A House Up To
$372,080

$2,167
/ Month
PI Payment-
Property Tax-
Insurance-
PMI-
HOA-
Other-

Loan Amount
$372,080

Down Payment
$372,080

Est. Closing Costs
$372,080

The Affordability Calculations are an estimate and are subject to change when you get prequalified. Please go to our prequalifying app to begin the process for accurate qualification for affordability.phone

If you have any question please give us a call or text us for a faster response.

Would You Like to Get Prequalified?

  • There’s plenty to stress about when you’re home-shopping, so get your prequalification out of the way first.
  • Already have your loan approved when you make your offer.
  • Know what you can afford.
  • Better negotiation skills telling the Seller you are Prequalified.

Click Here to Get Pre-Qualified

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Office

Olivia Pelton – Realtor
Presidio Real Estate
2100 W Pleasant Grove Blvd #160
Pleasant Grove UT 84062


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